Wednesday, August 27, 2008

Motorbike Insurance Package Brings New Cover by the Day


Dayinsure.com, the original, internet based, short term motor insurance provider, has taken the daily car and van insurance experience forward by launching Flexirider. The innovative new service is believed to be a world first in motorcycle insurance, offering short term cover purchased by the day.

In partnership with Chaucer Insurance PLC, Flexirider allows bikers to get temporary insurance cover to either enable them to use another bike that does not belong to them, to drive home a new bike or to insure another person to ride their own bike. Eliminating the need to amend any existing annual policy, Flexirider can be purchased to give up to 28 days bike insurance, per annum, used on a daily basis or for longer periods. The policy is fully comprehensive and the online certificate of insurance can be printed out immediately.

Steve Coppock, Managing Director of Dayinsure.com:

“It can be very onerous to amend an existing annual insurance policy with additional bike or rider details. Flexirider by-passes this complicated procedure, providing a simple answer to temporary motorbike insurance requirements. We have seen an 87% growth in Dayinsure.com since January 2008, confirming our credentials in providing innovative insurance solutions that truly reflect the motoring needs of consumers today. ”

Dayinsure.com is the market leader in the provision of day rate motor insurance, which includes dayresQ, the daily roadside recovery in conjunction with Mondial Assistance.

Saturday, August 23, 2008

Pegram Pulls Another Holeshot at VIR on Ducati 848


The start at VIR (Virginia International Raceway) could not have been better for Pegram and the Ducati 848. Pegram's qualifying time put him in the fourth position on the grid and he convincingly pulled the holeshot, leading the early part of the race. Problems with his front brakes caused him difficulties and kept him from staying at the front of the pack.

Last year Pegram finished on the podium in second place after trading spots with the leader Josh Hayes.

Pegram:

"This was a tough weekend, no doubt. The bike had the speed, but I was having trouble with the front brakes. I was surprised that we didn't finish stronger at VIR, it is definitely a track that I like to race at."

The Formula Xtreme race will be televised on SPEED Channel on Tuesday, August 19, 2008.

The next race is August 30, 2008 at Road Atlanta (roadatlanta.com).

About LeoVince Foremost Insurance Ducati
Hebron, Ohio-based, LeoVince Foremost Insurance Ducati is a professional motorcycle road race team competing in the AMA Superbike Championship Series. The team is owned and managed by Larry Pegram, a third-generation motorcycle racer who competes in the AMA Formula Xtreme class on a modified Ducati 848.

Additional information about the team can be found on their web site at pegramracing.com.

Monday, August 18, 2008

Tips for Shipping your Motorcycle


Whether buying a new bike, taking your bike with you to a new home, or going to a rally too far to ride to, shipping your motorcycle may be necessary in many situations. It can be very hard to find a good, trustworthy carrier if you do not know what you are looking for or where to start. Here are some helpful tips to safely and successfully transport your bike:

Ask Around

There is a good chance that one of your friends has needed a similar service in the past and used someone they would recommend to you. This may be the best place to start when looking for motorcycle transporters since you know that someone you trust had a good experience with them. You can also try asking local motorcycle clubs or posting on forums to find recommendations.

Check References

Many motorcycles have a lot of monetary and sentimental value to their riders, so you would not want to send them with a carrier you do not trust. Most companies should be able to provide multiple positive references. Make sure these references are specific to motorcycles so you know the company has experience with bikes and a good reputation. This is especially important for bikes since they require special shipping needs and most carriers should have specific experience to know how to safely transport motorcycles.

Trailers

Motorcycles are shipped on either open or enclosed trailers. Enclosed trailers are best when the motorcycle is very valuable, will be travelling a long distance or through extreme weather conditions, or if you have a very flexible timeline. Booking an enclosed trailer can be difficult since they often hold more than one bike, so you may have to work around the driver’s previously scheduled deliveries. Open trailers are safe if your bike is not going very far since it will not be subjected to prolonged exposure to the elements or thieves. They also provide you with more flexibility when scheduling the transport since most open trailer carriers do not carry a large number of motorcycles.

Door to Door Shipping

Most motorcycle shipping is door-to-door. This does not always mean that the carrier will come straight to your door as some large companies have trucks that are too big to fit on residential streets. You may have to meet them in a nearby parking lot that can accommodate large trucks. If they will be picking up or dropping off the bike at night, make sure there is enough light available to thoroughly inspect the bike for damage.

Insurance

Your personal policy will not cover your bike when it is being shipped. Your carrier should offer a minimum amount of coverage, but this will most likely not cover the full value of the bike. If your bike is very valuable, you may want to purchase additional insurance. Your carrier may be able to provide this or refer you to a third-party insurance company. You can verify the insurance your carrier offers by asking for a copy of their insurance certificate. Double-check the coverage with the insurance company listed on the certificate or with the Department of Transportation at www.safersys.org.

Preparing Your Bike

Carriers are not responsible for lost or stolen accessories, so make sure to remove everything before the carrier arrives, including anything you may have been storing in the bike. Also, check the company’s policies since some require a drained or empty fuel tank and disconnected battery before transport. Inspect the bike thoroughly at pick-up and drop off, and take inventory of any scratches or dings. Taking pictures of your bike from several angles will help document the existing damage and prevent claims that damage incurred during shipping was already there.

When riding your bike to your destination is not a feasible option, shipping your motorcycle can really come in handy. With gas prices so high and still rising now, it can also save you money! Good luck and safe riding!

Tuesday, August 12, 2008

Gas prices pumping up scooter sales


By Carol Fletcher
McClatchy News Service

HACKENSACK, N.J. — Call it scooter-mania.

Skyrocketing gas prices and the warm weather have triggered a buying frenzy of highly fuel-efficient scooters that has emptied most dealers and increased sales of scooter insurance policies.

What’s drawing customers to the two-wheel side is their high gas mileage: Small-engine scooters — those with 50 cubic centimeters — can get up to 100 miles per gallon; larger ones — 650cc — get 50 to 70 miles per gallon.

Paramus, N.J., resident Joe Tramontana, 48, drives his new Vespa to his job in Tenafly and uses it to take his 12-year-old daughter to her day camp, rather than his Nissan Armada. The Armada was costing him $120 a week to fill the tank; the Vespa, $7 every couple of weeks.

“They’re a lot of fun to ride, and the gas prices are ridiculous,” he said.

Dealers say interest in scooters and small- to medium-size motorcycles, which also get higher gas mileage, began in May when gasoline prices approached $4 a gallon, where prices have remained.

Top speeds for scooters can vary based on make and model, but dealers say the 50cc can reach around 40 mph, the 150cc between 60 to 70 mph and some 650cc can exceed 100 mph.

“We have not a one,” said Edgar Luzunaris, sales manager for Ramsey Motorsports. “People keep coming in and saying they want to save on fuel, but they’re a couple months late on the idea.”

It’s the same story elsewhere: The normally less popular vehicles dealers stock in small numbers are in high demand. Manufacturers didn’t anticipate the rush, so dealers have been unable to bring in new stock. Dealers say they are increasing next year’s orders for scooters and small to medium bikes.

Auto insurers that offer motorcycle policies — required in New Jersey for scooters — also are seeing sharp increases in the number of new scooter policies sold this year compared with previous years.

Scooters are powered mostly by gas engines and differ from motorcycles with engines in the back and a step-through design. They’re considered easier to ride because you don’t have to shift gears.

Engine size is measured in cubic centimeters ranging from 500cc (they can get up to 100 mpg) to about 650cc (they can get about 50 miles per gallon). Costs range from $1,899 to more than $8,000.

New Jersey considers most scooters motorcycles, so riders must get a motorcycle license, registration and insurance. Classes on how to ride the two-wheel vehicles are not required, but the state recommends them.

It was a good time to sell scooters, dealers say, when they had them in stock.

Bergen Sportcycles in Lodi said June’s scooter business was up 60 percent over June 2007. Ramsey Motorsports said its scooter sales jumped 30 percent in the second quarter and 24 percent in the first quarter over last year. Pompton Honda in Pompton Plains saw scooter sales surge 15 percent in the first two quarters.

“There’s a market now, and gas prices aren’t going down,” said Gary La Forgia, co-owner of Bergen Sportcycles. “The problem is, they’re not available.”

He’s sold all but three of his 50 scooters when he normally sells two to maybe five for the year. La Forgia plans to increase his inventory to 150 next year. He also sold out of the Honda Rebel, a small, 250cc motorcycle.

Tom Bellusci, general manager for Pompton Honda in Pompton Plains, has only three scooters left out of about 12, he said, including last year’s leftovers. He plans to buy twice the number for next year, he said.

Demand for Vespa and Piaggio scooters at manufacturer Piaggio Group Americas Inc.’s new Jersey City dealership caught general manager Elizabeth Young off guard.

She said the dealership, open since June 10, has been selling at least two to three scooters a day, clearing out 20 percent of its inventory in the first 21/2 weeks.

“It’s been pretty crazy,” said Young. “I would expect that as we grew, but immediately, I wasn’t ready.”

Nationwide, late-spring sales broke records for the Italian manufacturer, with June sales soaring 146 percent over last June and 106 percent in May, said Piaggio spokeswoman Elke Martin at its Manhattan headquarters.

“It’s certainly driven by fuel prices,” said Martin, but she also said sales have increased consistently in recent years.

Also fueling the interest is that weekend joy riders are now taking their scooters to work because of high gas prices.

New Jersey scooter sales increased 36 percent over the past five years and 395 percent over 10 years, said Mike Mount, spokesman for the Motorcycle Industry Council in Irvine, Calif.

Customers want anything that gets more than 50 miles per gallon, including small- to medium-size motorcycles.

The “50 mpg, stop in here,” sign outside Bergen County Harley-Davidson in Rochelle Park has made May and June “fantastic” in sales for small bikes that normally are slow sellers, said owner Liz DiGennaro, who expected sales to fall as the economy slowed.

“We’ve increased our orders for 2009 for the 500-to-883ccs by 10 percent,” she said. “We haven’t done that for about five years.”

In Passaic, customers bought all six of F.W. Speer Yamaha’s 50-mile-per-gallon, $6,000 medium-engine bikes, the ones no one used to want before this year, said owner Vito Addabbo.

Motorcycle riding classes, which people can take to learn how to ride a scooter, are booked into the fall at the Bergen Harley-Davidson dealership.

Fairleigh Dickinson University in Teaneck is adding a scooter-riding class in late August for graduates of its basic motorcycle class in response to more than 10 calls since March.

The scooter demand has prompted some die-hard motorcycle dealers to reconsider selling them.

“Economic conditions permit us to grow the business a bit by bringing in scooters,” said Addabbo.

Auto insurers are seeing a ripple effect.

Dollars made from selling scooter policies were up 50 percent for motorcycle insurer Rider Insurance Agency Inc. in Springfield, 30 percent of which are new policies, said Nicole Vokoun, marketing and dealer operations manager.

Within New Jersey, Allstate Insurance Co. in Roanoke, Va., had a 94 percent surge in new scooter policies between April and June of this year compared with the same time in 2007. The Progressive Corp. in Mayfield Village, Ohio, saw an 80 percent jump from January to June over the same period in 2007. Other insurers also saw increases.

While scooter and motorcycle sales are hot, their profit margins are not, say dealers, and some suspect it’s temporary.

“It helped the bottom line somewhat,” said La Forgia, “but there’s not a great margin on those.” He said he makes $400 from a $2,600 scooter and about $1,500 from a $10,000 motorcycle.

Addabbo said scooters and bikes are not “a transportation industry yet” and that bad weather and cheaper gas prices will slow the trend.

But Martin said Americans are seeing the fun of scooter driving, albeit because of high gas prices.

“I think we’re creating a whole new generation of people riding on two wheels,” said Martin.

— The Hackensack, N.J., Record

Sunday, August 10, 2008

Rise of the scooter


Kylie Kavanagh used to commute from Winston-Salem to Davidson County in her Subaru Outback. Now she rides her Honda Metropolitan mo-ped.